Many teams shop around to find the best package for their group which we encourage. However, please try and make sure you are comparing apples to apples and not cutting short on certain areas that are vitally important such as:
1. $2m in company liability insurance with certificate naming your organization as non-liable? (All colleges, ODP and clubs are now asking for this with such an emphasis now on risk management. Copy certificate has to be submitted prior to trip being set-up.)
2. A specialty sports injury coverage policy, on top of the above, to cover any injuries to any players?
3. Licenses for permission to sell travel in the U.S. (based on your home state)?
4. An emergency procedure submitted with insurance underwriters? (all insurance companies require this now)
5. Legally binding contracts with trip participants?
If not in place these can cause major issues down the road.
Monday, October 5, 2009
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